DBS Altitude Card
Hand-checked snapshot for Singapore. Author: Spiddy Ng. Figures below come from the linked bank sources — if a field is missing, we say so.
Earn rates
- local spend (SGD-posted, incl. DCC): 3.25 DBS Points per S$5 = 1.3 mpd
- overseas spend (foreign-currency-posted): 5.5 DBS Points per S$5 = 2.2 mpd
Per transaction, rounded down; points never expire
Source: https://www.dbs.com.sg/iwov-resources/pdf/cards/altitude-card-tnc.pdf · last checked 2026-10-22
Caps
No cap stated in T&C for base earn
Source: https://www.dbs.com.sg/iwov-resources/pdf/cards/altitude-card-tnc.pdf · last checked 2026-10-22
Minimum spend
0
No minimum spend required (Altitude FAQ)
Source: https://www.dbs.com.sg/iwov-resources/pdf/cards/altitude-card-tnc.pdf · last checked 2026-10-22
Conversion
1 DBS Point = 2 miles; S$27.25 admin fee per conversion
Source: https://www.dbs.com.sg/iwov-resources/pdf/cards/altitude-card-tnc.pdf · last checked 2026-10-22
Exclusions (summary)
0% IPP and My Preferred Payment Plan instalments; interest, finance charges, cash advance, balance transfer, AXS, SAM, internet-banking bill payments, DBS fees; descriptors AMAZE*, AXS*, EZLINK*, SHOPEEPAY*, YOUTRIP*, SINGTEL DASH*, etc. (Table 2)
Excluded MCCs: 4784, 4829, 4900, 5047, 5199, 5960, 5993, 6010, 6011, 6012, 6050, 6051, 6211, 6300, 6381, 6399, 6513, 6529, 6530, 6534, 6540, 7349, 7511, 7523, 8062, 8211, 8220, 8241, 8244, 8249, 8299, 8398, 8651, 8661, 8699, 8999, 9211, 9222, 9223, 9311, 9399, 9402, 9405
DBS Rewards T&C clause 2.8
Source: https://www.dbs.com.sg/iwov-resources/pdf/cards/rewards_programme_tnc.pdf · last checked 2026-10-22
Sign-up gift
Samsonite MINTER 80/30 Trunk (worth S$680) or up to 38,000 miles
Full gift conditions not yet verified — check bank / promo T&C.
Gift T&C PDF not linked from product page; conditions unverified
Source: https://www.dbs.com.sg/personal/cards/credit-cards/dbs-altitude-cards · last checked 2026-10-22