Affiliate relationships
areyouready.sg may earn a commission if you apply for a credit card through a partner link (including Creatory by MoneyHero and, later, other Singapore partners). That does not change the price you pay the bank.
Where Creatory lists a Singapore credit card offer, Apply buttons link to Creatory by MoneyHero (SingSaver) with rel="sponsored noopener noreferrer" and target="_blank". Partner gift conditions (min spend, window, new-customer rules, valid-until) are shown next to those CTAs from Creatory — we do not invent them. Cards with no Creatory offer (e.g. SC Smart) stay as placeholders.
Independence of rates
Earn rates, caps, exclusions and fees shown here are taken from bank sources we checked — not from affiliate briefs. We do not invent figures to favour a higher-paying offer.
No approval promises
Nothing on this site guarantees that a bank will approve your application, issue a card, or pay a welcome gift. Eligibility, underwriting and promo T&Cs are set by the issuer (and sometimes the affiliate partner). Always read the bank’s current terms.
Contact
Site: areyouready.sg · Author: Spiddy Ng.