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SG cards · miles & cashback · hand-checked
Miles + cashback Singapore By Spiddy Ng

Which card fits your monthly spend?

Enter typical monthly amounts. We rank Singapore cards using hand-checked rates — miles and cashback weighted equally. Estimates only; incomplete cards are flagged.

How to read this: Rankings convert miles at an illustrative S$0.014 each so cashback and miles can be compared. That is not a bank quote. Caps, MCC rules and min-spend tiers are simplified — see Methodology.

Monthly spend (S$)

Assumptions

Cards we cover

milesDBS Altitude CardDBSmilesCiti Rewards CardCitibankmilesCiti PremierMiles CardCitibankmilesUOB PRVI Miles CardUOBmilesUOB Lady's CardUOBmilesHSBC Revolution Credit CardHSBCmilesAmerican Express Singapore Airlines KrisFlyer Credit CardAmerican ExpresscashbackUOB One CardUOBcashbackOCBC 365 Credit CardOCBCcashback Closed to new applicationsStandard Chartered Smart Credit CardStandard CharteredcashbackStandard Chartered Simply Cash Credit CardStandard CharteredcashbackDBS Chromo CardDBS

Prefer a table? See the card comparison. Shopping at a specific store? See best card for Grab, Shopee, FairPrice…. Where a Creatory offer exists, Apply buttons go to Creatory / SingSaver with full partner gift conditions on the card page.