Standard Chartered Simply Cash Credit Card

Hand-checked snapshot for Singapore. Author: Spiddy Ng. Figures below come from the linked bank sources — if a field is missing, we say so.

Data gaps: what makes up the 'S$710' headline; FAQ only (full promo T&C not found). Null or missing figures are omitted or marked “check bank” — we do not invent rates.

Earn rates

all eligible spend: 1.5% unlimited

Source: https://www.sc.com/sg/credit-cards/simply-cash-credit-card/ · last checked 2026-10-22

Caps

Unlimited

Source: https://www.sc.com/sg/credit-cards/simply-cash-credit-card/ · last checked 2026-10-22

Minimum spend

Source: https://www.sc.com/sg/credit-cards/simply-cash-credit-card/ · last checked 2026-10-22

Conversion

n/a

Source: https://www.sc.com/sg/credit-cards/simply-cash-credit-card/ · last checked 2026-10-22

Exclusions (summary)

SC Retail Transaction Exclusions

Excluded MCCs: 4829, 4900, 5047, 5199, 6012, 6050, 6051, 6540, 6211, 6513, 6529, 6530, 6534, 7299, 7349, 7511, 7523, 8062, 8211, 8220, 8241, 8244, 8249, 8299, 8398, 8651, 8661, 8999, 9211, 9222, 9223, 9311, 9399, 9402, 9405

Assumes the common SC exclusion page applies to Simply Cash (it is SC's credit card-wide list)

Source: https://www.sc.com/sg/terms-and-conditions/cc-retail-transaction-exclusions/ · last checked 2026-10-22

Sign-up gift

Up to 3 NVIDIA shares (Spend and Save Promotion)

Promo 1 Oct 2026-1 Feb 2027; apply for Simply Cash (or Journey) + Bonus$aver via online bundled form; within 30 days of card approval: spend >= S$1,000, deposit Fresh Funds into Bonus$aver (>= S$50,000 -> 3 shares; S$20,000-<50,000 -> 1 share) kept to end of period, open SC Online Trading Account, complete CAR and W-8BEN. Not eligible if holding any SC credit card, cancelled one in last 12 months, supplementary-only, or separate applications.

Source: https://www.sc.com/content/dam/sc/sg/en/documents/sg-sc-spend-save-promo-faq.pdf · last checked 2026-10-22

Annual fee

Principal: S$196.2
First year: waived

Source: https://www.sc.com/sg/credit-cards/simply-cash-credit-card/ · last checked 2026-10-22

Apply

Apply via Creatory by MoneyHero (SingSaver). We may earn a commission. Partner gift conditions below — not the bank’s direct welcome gift.

Apply — Standard Chartered Simply Cash Credit Card

Creatory / SingSaver gift conditions: New SCB applicants; spend min S$1,000 within 30 days of approval; must also open Bonus$aver account via unified application; rewards S$50 PayNow or S$55 Grab voucher; period 2 Oct-1 Nov 2026; stackable NVIDIA-share Spend and Save promo

Links use rel="sponsored". Approval and gifts are never guaranteed. Always confirm current T&Cs on the partner / bank page.

Primary source

https://www.sc.com/sg/credit-cards/simply-cash-credit-card/ · last checked 2026-10-22

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