Merchant directory
By Spiddy Ng
Best card for…
Hand-checked Singapore merchant pages. Each ranks every card in our dataset for that store using verified earn rates, caps and exclusions — miles and cashback equal. Dataset 2026-10-22.
Not a blog. Tool pages only. Typical MCCs are stated; issuers may code differently. High-exclusion bills (Singtel, SP) still publish with callouts.
Affiliate disclosure · Methodology.
transport
Grab
Best credit card for Grab Singapore
online
Check MCC
Shopee
Best credit card for Shopee Singapore
groceries
FairPrice
Best credit card for FairPrice Singapore
overseas
Check MCC
Agoda
Best credit card for Agoda Singapore
online
Amazon.sg
Best credit card for Amazon.sg
online
Lazada
Best credit card for Lazada Singapore
other
Watsons
Best credit card for Watsons Singapore
other
Shell
Best credit card for Shell Singapore
transport
Check MCC
SimplyGo
Best credit card for SimplyGo Singapore
online
Check MCC
Netflix
Best credit card for Netflix Singapore
dining
McDonald’s
Best credit card for McDonald’s Singapore
dining
Starbucks
Best credit card for Starbucks Singapore
groceries
Check MCC
NTUC FairPrice Online
Best credit card for NTUC FairPrice Online
groceries
Cold Storage
Best credit card for Cold Storage Singapore
other
IKEA
Best credit card for IKEA Singapore
other
Often excluded
Singtel bills
Best credit card for Singtel bills Singapore
other
Often excluded
SP Group / utilities
Best credit card for SP Group utilities Singapore
overseas
Check MCC
Expedia
Best credit card for Expedia Singapore
dining
Foodpanda
Best credit card for Foodpanda Singapore
dining
Deliveroo
Best credit card for Deliveroo Singapore
other
Often excluded
ShopeePay
Best credit card for ShopeePay Singapore
online
Apple
Best credit card for Apple Singapore
other
Uniqlo
Best credit card for Uniqlo Singapore
other
Guardian
Best credit card for Guardian Singapore
groceries
Giant
Best credit card for Giant Singapore
groceries
Sheng Siong
Best credit card for Sheng Siong Singapore
dining
Toast Box
Best credit card for Toast Box Singapore
dining
Ya Kun
Best credit card for Ya Kun Singapore
dining
KFC
Best credit card for KFC Singapore
dining
Pizza Hut
Best credit card for Pizza Hut Singapore
dining
Burger King
Best credit card for Burger King Singapore
online
Check MCC
Spotify
Best credit card for Spotify Singapore
online
Check MCC
Disney+
Best credit card for Disney+ Singapore
overseas
Pelago
Best credit card for Pelago Singapore
overseas
SIA / Scoot
Best credit card for SIA and Scoot flights
other
Often excluded
CardUp
Best credit card for CardUp Singapore
other
Decathlon
Best credit card for Decathlon Singapore
other
H&M
Best credit card for H&M Singapore
other
Sephora
Best credit card for Sephora Singapore
other
Challenger
Best credit card for Challenger Singapore
groceries
Check MCC
Don Don Donki
Best credit card for Don Don Donki Singapore
other
Courts
Best credit card for Courts Singapore
other
NTUC Unity
Best credit card for NTUC Unity Singapore
dining
Check MCC
BreadTalk
Best credit card for BreadTalk Singapore
dining
Coffee Bean
Best credit card for The Coffee Bean & Tea Leaf Singapore
online
Check MCC
YouTube Premium
Best credit card for YouTube Premium Singapore
overseas
Scoot
Best credit card for Scoot flights Singapore
overseas
KrisShop
Best credit card for KrisShop Singapore