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HSBC Revolution Credit Card

Hand-checked snapshot for Singapore. Author: Spiddy Ng. Figures below come from the linked bank sources — if a field is missing, we say so.

Earn rates

  • contactless or online at bonus MCCs: travel 3000-3999, 4511, 7011, 4411; retail 4816,5045,5262,5309,5310,5311,5331,5399,5611-5699 apparel,5732-5735,5912,5942-5949,5964-5970,5992,5999; dining 5441,5462,5811,5812,5813; 4121, 7997: 10 points per S$1 (1 base + 9 bonus) = 4 mpd; 20 points (19 bonus) = 8 mpd with Everyday Global Account ADB >= S$50,000
  • all other qualifying: 1 point per S$1, uncapped

Programme from 1 Apr 2026; bonus needs contactless or online transaction

Source: https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/credit-cards/revolution/offers/revolution-credit-card-reward-points-terms-and-conditions.pdf · last checked 2026-10-22

Caps

Bonus points 9,000/calendar month (22,800 with S$50k ADB)

Source: https://www.hsbc.com.sg/credit-cards/products/revolution/ · last checked 2026-10-22

Minimum spend

0

Source: https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/credit-cards/revolution/offers/revolution-credit-card-reward-points-terms-and-conditions.pdf · last checked 2026-10-22

Conversion

25,000 points = 10,000 Asia Miles (0.4 mile per point)

Source: https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/credit-cards/offers/revolution-card-sign-up-terms-and-conditions.pdf · last checked 2026-10-22

Exclusions (summary)

FX, charity, quasi-cash, financial/brokers, money transfers (PayPal, CardUp, iPayMy), Google/Facebook ads, AWS, e-wallet top-ups (EZ-Link, YouTrip), government, AXS, tax, cleaning/property mgmt, insurance, education, utilities, instalments, fees

Excluded MCCs: 4829, 4900, 5199, 5960, 6010, 6011, 6012, 6050, 6051, 6211, 6300, 6513, 6529, 6530, 6532, 6533, 6534, 6536, 6537, 6538, 6540, 6555, 7299, 7349, 7399, 7511, 7523, 7801, 7995, 8062, 8211, 8220, 8241, 8244, 8249, 8299, 8398, 8651, 8661, 8999, 9211, 9222, 9223, 9311, 9399, 9402, 9405, 9754

Clause 4 and 4.2

Source: https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/credit-cards/revolution/offers/revolution-credit-card-reward-points-terms-and-conditions.pdf · last checked 2026-10-22

Sign-up gift

42,000 Reward points (16,800 miles) for new cardholders; S$50 cashback for existing

Promo 1 Oct-31 Dec 2026; card approved by 14 Jan 2027; marketing consent given at application and kept until gift credited. New Cardholder = no principal HSBC credit card now and none cancelled (by you or HSBC, incl. for inactivity) in last 12 months: spend >= S$1,000 qualifying transactions from Card Account Opening month to end of following month. Existing Cardholder (latest principal card issued >12 months ago, none cancelled in 12 months): spend >= S$500 for S$50. Alternative route via HSBC Cash Instalment Plan >= S$5,000 for >= 1 year approved in spend period.

Source: https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/credit-cards/offers/revolution-card-sign-up-terms-and-conditions.pdf · last checked 2026-10-22